More Smart Spending Ideas

Now that you’ve changed your financial mindset — and you’re committed to making it a lasting change — here are a number of other concrete ways you can spend more wisely and value your hard work.

https://www.youtube.com/watch?v=vwjubecM2IM

· Make a shopping list — and stick to it! For example, grocery shopping makes up a significant part of your spending. Before you go, make a list of what you…