Now that you’ve changed your financial mindset — and you’re committed to making it a lasting change — here are a number of other concrete ways you can spend more wisely and value your hard work. https://www.youtube.com/watch?v=vwjubecM2IM · Make a shopping list — and stick to it! For example, grocery…

Trick 1: When you see something you want, determine if it is a “need” or a “want.” A need is something that you have to have in order to survive. What some people say they “need” comes as a huge surprise to others. Your view of a need might be fundamental, like housing and food. Another person’s “needs” may include housing, food… and coffee. …

Develop the Optimum Spending Mindset If you’re just joining us, we are I Love Making Money and this is a “Financial Freedom Success Series” that we started on Medium. You can follow us and start from the beginning here. Comparison shopping, looking for discounts, and even eliminating some spending is…

The process of determining your net worth and listing your possessions hopefully made you question a lot of the spending choices you’ve made in the past. That’s one of the biggest reasons you went through those steps: Not only do you now understand the nuts and bolts of your personal…

No matter how much money people have, most people spend needlessly or without thought. Most people have gone to the store and bought things they didn’t plan to purchase — or even need — simply because they were on sale. Maybe you bought another package of toothpaste when you already…

Your net worth, in simple terms, is the difference in what you own and what you owe. (Assets — liabilities = net worth.) Let’s start with your assets. Assets are cash or items that can be turned into cash. Bank accounts, stock investments, etc. are assets. If you don’t have…

You’ve changed your mindset; now it’s time to change your behaviors and build the foundation of your Financial Freedom. To give you an idea of where we’re going, here’s an overview of the process. The Basics of Getting Out of Debt & Building Wealth: Spend less than you make Cut…

If you’re just now following our “financial freedom” series, then start here at the Nine Core Truths About Taking Control of Your Finances. Before we move on, let’s talk about how you can “install” good habits. Old habits can be hard to break and hard to change. …

Creating saving habits and auto-investing habits is the easiest way to become financially independent. The first step is getting control of your expenses and start developing good spending habits. Here are a few ideas to help you create good financial habits. _____ Keep Your Bills in ONE PLACE. Create a…